General Insurance Norfolk Island
Local Strength. Independence. Innovation.
Since our founding on Norfolk Island in 2008, GCR Financial has grown into a recognised and trusted name in the island’s insurance landscape. Over the years, we’ve earned a reputation for providing flexible, innovative insurance solutions across a wide range of personal and business needs.
We’re proud to be a privately owned and truly independent broker – a rare position in an industry defined by mergers and acquisitions. This independence means we act solely in the best interests of our clients, with the agility to bring new insurers and fresh options to the local market.
In 2025, GCR Financial acquired Norfolk Insurance Office (NIO), combining deep local roots with expanded capability across all lines of general insurance. Today, we’re proud to continue serving the community as Norfolk Island’s only locally based general insurance broker, employing and supporting local people and businesses.
While we’re known for handling complex or hard-to-place risks, we also provide competitive, everyday insurance across home, motor, business, marine and travel. Whatever your needs, our experienced team will help you find the right protection – delivered with the personal service you expect from a local team.
Certified and Connected
We are members of the National Insurance Brokers Association (NIBA) and are recognised as Qualified Practising Insurance Brokers (QPIB), upholding the highest standards of professionalism and ethics in the industry.
What we can insure
GCR Financial provides complete general insurance solutions for individuals, families and businesses across Norfolk Island.
Whether you’re running a small local business, managing a property, or simply protecting what matters most, our team will guide you through every step. We work with a wide network of leading insurers to find tailored cover that fits your needs and your budget.
Business & Commercial Insurance
Protect your livelihood with policies built for Norfolk Island enterprises, large and small.
- Business Property & Liability Insurance
- Commercial Vehicle Insurance
- Professional Indemnity
- Public Liability
- Business Interruption
- Workers Compensation
- Short Term Tourism Accommodation
- Airbnb-Style Tourism Accommodation
Domestic & Personal Insurance
Peace of mind for your family, home, and lifestyle.
- Home & Contents Insurance
- Landlord Insurance
- Motor Vehicle Insurance
- Caravan & Trailer Insurance
- Travel Insurance
- Boat & Marine Insurance
- Personal Accident & Sickness
Specialist & Niche Cover
Our team also assists with specialised and hard-to-place risks unique to island life. Contact us to discuss tailored solutions.
No matter your insurance needs, we think locally, act globally and work tirelessly to protect what matters most.
Get in Touch
Our Norfolk Island team is here to help you find the right insurance solution. Whether you need a quote, a policy review or claims assistance, we’re just a call or message away.
Direct Phone
For immediate consultation or urgent enquiries
Email Contact
For detailed inquiries and documentation
Office Location
In-person consultations available by appointment
Business Hours
Monday – Friday: 9:00 AM – 5:00 PM