Terms of Use

Terms and Conditions

Your access and use of this website constitutes your agreement to these terms of use, GCR Financial’s Privacy Policy and any other notices, disclaimers, statements and other terms and conditions contained on this website. By accessing this website and other websites through links provided by us, you agree to be subject to these terms.

This website

“This website” means all web pages located on the www.gcrfinancial.com.au domain name. This website is the website of GCR Financial Pty Ltd ABN 61 133 869 182.

The information contained on this website may not be accurate or up to date in all respects. We do not warrant the accuracy or completeness of any information contained on this website. None of GCR Financial, its related body corporate or any associate (which expression includes the directors, employees, consultants or contractors to GCR Financial) makes any representation or warranty as to the quality, accuracy, reliability, timeliness or completeness of material in this website or in material linked to this website, except in so far as liability cannot be excluded by law. GCR Financial and its associates do not accept any liability (whether arising in contract, tort, negligence or otherwise) for any error or omission in the material or for any loss or damage (whether direct, indirect, consequential or other wise and including losses that may arise due to damage to computer equipment or software or as a result of the inaccessibility of this website) suffered by the recipient of the information or user of this website or any other person.

This website may contain links to third party websites. GCR Financial and its related entities do not make any representations as to the contents of any third party websites, and are not responsible for an will not be liable for the content of any third party websites.

You release, discharge and indemnify GCR Financial and its associates from and against any and all liabilities suffered or incurred by you as a result of use of this website.

General information only

The information contained in this website should be used as general information only. It does not take into account the particular circumstances, needs or objectives of any client, or purport to be comprehensive or constitute personal advice and should not be relied upon as such. You should consult our licensed financial advisers to help you form your own opinion of the information, and as to whether the information is suitable for your individual needs and aims. You should consult appropriate professional advisers on any legal, stamp duty, taxation and accounting implications of making a financial decision.

Privacy

GCR Financial is committed to respecting your privacy and takes all reasonable steps to protect the personal information we collect from you. This policy is based on the Australian Privacy Principles (APPs) as per Schedule 1 of the Privacy Amendment (Enhancing Privacy Protection) Act 2012.

We may, as a result of your access to this website, hold and process personal information obtained about you. However, GCR Financial is committed to maintaining the privacy of any personal data it holds about you, and does so in accordance with the APPs. Please read GCR Financial’s Privacy Policy to understand how your personal information will be treated when you use this website.

We may disclose your personal information to third parties that help us deliver our services (including information technology suppliers, communication suppliers and our business partners) or as required by law.

Our Privacy Policy explains: (a) how we store and use, and how you may access and correct your personal information; (b) how you can lodge a complaint regarding the handling of your personal information; and (c) how we will handle any complaint.

By providing your personal information to us, you consent to the collection, use, storage and disclosure of that information as described in the Privacy Policy and these terms.

Copyright, trademarks and intellectual property rights

Unless expressly stated, GCR Financial is the owner or licensed user of the copyright and any intellectual property rights in any material, design, technology or concept contained on this website. All rights are reserved. You may use the information for your own personal reference only. You may reproduce the information in hard copy solely for your personal use. Except as permitted under the Copyright Act 1968 (Cth) or other applicable laws, this website or any portion of this website may not otherwise be reproduced, adapted, distributed, displayed or transmitted to any other person or incorporated in any way into another document or other material, without GCR Financial’s express consent.

Linked sites

Our website may contain links to websites operated by third parties. Those links are provided for convenience and may not remain current or maintained. Unless expressly stated otherwise, we do not endorse and are not responsible for the content on those linked websites and have no control over or rights in those linked websites.