GCR Financial
Private Wealth Advisers

Principled Wealth Management

At GCR Financial, we are a privately owned and boutique wealth management advisory. That means we offer open-minded advice and have the ability to move quickly to proactively seize new opportunities in the market.

We partner you with an expert private wealth manager who genuinely cares, so you can plan for the future with confidence.

Wealth is within your reach

Your golden years are a time to look forward to.

But most Australians feel uncertain about their retirement because they…

We don’t believe your retirement lifestyle should hang in the balance of what may or may not happen in the market. That is why we have developed a fully transparent process of growing your wealth.

You can trust that our advice is genuinely in your best interests, because we are not affiliated with any financial institution. We don’t see you as an account – we see you as a person with goals for the future.

Our private wealth management method is entirely unique to us

Developed by Gye E Duncan after years of research, our approach is a fully integrated pathway from financial planning through to wealth creation. Gye established GCR Financial with the belief that middlemen and financial product fees should not erode your wealth.

Granted with ASIC licencing authorisations, we do not need to rely on large financial institutions to build your wealth. This seal of authority allows us to offer truly open-minded advice as well as our signature Active Investment Management + Options (AIM+O) style of investing.

These fundamental aspects of our approach set us apart:

AIM+O investing
AFS/ACL licence
Privately owned
Transparent reporting
Performance-based fee structure
24/7 SMSF management
Top ASX100 share trading and option trading
Down-to-earth advisers
Regional locations

Values-first wealth advisers

Integrity

Financial industry interests do not control us, because we operate under the authority of our own ASIC licence. We are not affiliated with any banks, insurance companies, fund managers or industry superannuation providers.

Relationships

Wealth takes time to build. By future-proofing our operations and only working with genuine private wealth advisers, we deliver long-term service continuity. Each of our advisers has a decade or more of experience, and is invested in building relationships founded on trust.

Transparency

You are never left guessing. We explain our service and recommendations in a way that you understand. You receive all the information you need to make informed decisions upfront, and monthly reports and progress meetings once we commence working together.

Committed to regional Australians

The GCR Financial Group began in Brisbane and has grown to encompass a number of offices in regional Australia. Find our locations in Tamworth, Bundaberg, Norfolk Island and Brisbane.

My philosophy has been to always seek out experts in the field for anything I am involved with. GCR Financial are just that. Having advisers available to respond at any time to my enquiries is very reassuring and my expectations have been well and truly met.

Our financial situation has been influenced in a positive and rewarding way, and is improving all the time.

We have been clients for in excess of 15 years, and can’t talk highly enough of the professional advice given by GCR Financial.

We wanted someone who was experienced in multiple areas of investing, and someone that we can call directly, not a call centre.

We chose GCR because it is a local company leveraging the strengths of a larger group. We also wanted a partner that looks to actively manage investments, not another investment house that puts money into generic fund management accounts.

The operation of our super is different from our previous superfund institution – thanks to Gye, our super is on track, thus we are happy with the direction it is heading.

Our adviser, who is always on hand, has been most patient in answering any questions, providing assistance with any problems, happy to advise and provide assurances.

We build wealth for

Retirees

You have saved your whole life, but there is no guarantee what the markets are going to do to your superannuation and investments.
A balanced strategy ensures you can access a steady source of income during any market lows, so your retirement savings remain intact.

Entrepreneurs and farmers

Even if you take risks in business, there is no need to take unnecessary risk with your personal wealth. Continue to grow your financial legacy with specialist advice that will see you through the feast and famine periods of business ownership, and build your retirement nest egg.

Professionals

You’ve worked hard to get to where you are, but you want more control. We help you to answer questions including how to start growing your wealth now and what kind of retirement lifestyle you can expect. With the right financial roadmap, you can live on your own terms in the future.

Insights

Financial Planning

The compounding benefits from reinvesting dividends

Using income distributions to purchase additional ETF units can significantly compound capital growth and income returns over time.

Investment and economic outlook, March 2024

Region-by-region economic outlook and latest forecasts for investment returns.

The 2025 Financial Year Tax & Super Changes You Need to Know!

The new financial year is fast approaching and so are a number of changes to superannuation contribution amounts and the individual tax rates. These changes are outlined below, as is some information on how you may be able to work with these changes when managing your tax affairs during 2024-25.

GCR Financial Private Wealth Advisers