Financial Planning

Significant reforms to the Australian superannuation system are about to take effect and could help people boost their super balances in the lead-up to retirement.

According to BT technical consultant Matt Manning, the Division 296 cost base reset requires SMSFs to maintain two parallel cost bases indefinitely: one for ordinary capital gains tax and another solely for Division 296 earnings.

The ATO is warning employers not to use the small business super clearing house (SBSCH) for any further contributions.

Association of Superannuation Funds of Australia (ASFA) research has shown individuals across the country are overestimating how much super they will need in retirement.

The evolution of global internet traffic from 1994 to 2026, tracking which technologies, platforms, and digital behaviors consumed the largest share of bandwidth across different eras of the web.

Understanding your risk profile is one of the most important steps you can take as an investor. It helps shape how your money is invested and whether you’ll feel comfortable staying the course when markets rise and fall.

As women enter their mid-career years, many begin to earn more and have greater capacity to invest. Making the most of this window can play a crucial role in building long term financial security. 

The proposed capital gains tax changes announced in the budget are far more nuanced than the headlines suggest, the commercial director of a property valuation firm said.

From 1 July 2026, super contributions will need to be paid at the same time as wages. 

AISC is urging Australians to check if they have lost or unclaimed money, with approximately $2.7 billion waiting to be reunited with its rightful owners.