Financial Planning

Making the most of your peak earning years

The introduction of Division 296 has highlighted the value of contribution splitting and increased the usefulness of account equalisation strategies for both lower and higher-balance members, SMSF Alliance principal David Busoli has stated.

New SMSFs that are required to lodge a self-managed super fund annual return by 31 October should start preparing now, the ATO said.

A healthy super balance doesn't always rule you out of the Age Pension

Two significant deeming thresholds increased on 1 July 2026, the one at which the higher deeming rate of 3.25 per cent applies, and the income-free threshold at which income in excess of the threshold begins to reduce the maximum age pension amount.

Check out the this visualization, which tracks the evolution of dietary calorie intake from 1930 to 2026.

Check out the evolution of the world's most spoken languages from 2500 BC to 2026

Record SMSF growth driven by AI and digital tools, but admin and compliance challenges persist

Australia’s age pension gifting rules are again under scrutiny as advisers warn that retirees are increasingly making financial gifts that unintentionally trigger Centrelink deprivation assessments, said Janet Manzanero-Caruana, senior technical services manager for MLC.

Our latest forecasts for investment returns and region-by-region economic outlook