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Financial Planning

The real impact of investment choices

18 December 2021 by D3s1gnBuG@GCR2020

Alongside uncontrollable factors like market returns, the cumulative impact of all the investment choices you make along the way is what ultimately determines your investment outcome. That's why making good decisions about investment contributions and fees is of the utmost importance.

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Asian Economies (1960 – 2020)

12 December 2021 by D3s1gnBuG@GCR2020

 

While there is a very rapid escalation with watching and monitoring the economies of Asia, especially China, it is always interesting to look back over time, in this case 60 years, to see how they have evolved. Doing so adds great perspective.

 

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Rising life expectancies and retirement

9 December 2021 by D3s1gnBuG@GCR2020

Average life expectancies in Australia are now at a record high, and while that's a positive, longevity can also come with potential financial risks such as outliving your retirement savings. So what can you do to ensure you have the best chance of experiencing a financially secure retirement?

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December – State and Federal COVID-19 support update

7 December 2021 by D3s1gnBuG@GCR2020

 

The following links are to the latest state and federal government plans, schemes, programs, and initiatives to help businesses and individuals manage the impact of yet more COVID-19 restrictions.

 

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Our 2021 Advent Calendar.

5 December 2021 by D3s1gnBuG@GCR2020

Come back each day and click on the next date for another inspirational quote or poem from some of the greatest writers and poets.

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The dos and dont’s of revenge spending

30 November 2021 by D3s1gnBuG@GCR2020

After months in lockdowns and living under tight restrictions, many Australians have gone on a “revenge spending” spree. But before you go out and buy buy buy, do a financial stocktake to see if those purchases are viable and that your emotions aren't ruling your reality.

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SMSFs flagged on updates to contribution measures in upcoming super bill

27 November 2021 by D3s1gnBuG@GCR2020

The new recently introduced bill on enhancing superannuation outcomes has provided a further update on how the government will implement its new contribution rules along with its potential effect on contribution strategies for SMSFs.

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World’s most productive countries

24 November 2021 by D3s1gnBuG@GCR2020

 

The following animated chart covers the period from 1950 to 2017. It is fascinating to see how the world changes over time.

 

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Three behavioural factors that can affect retirement spending

21 November 2021 by D3s1gnBuG@GCR2020

Retirees work hard to build up their nest egg but many are hesitant to spend it when the time comes. Here are three behavioural factors that affect retirement spending and how you can overcome them to ensure you make the most of your later years.

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New FAR regime and CSLR changes before Parliament

18 November 2021 by D3s1gnBuG@GCR2020

The Morrison government has introduced legislation into Parliament to establish the Financial Accountability Regime (FAR) and the Compensation Scheme of Last Resort (CSLR). 

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