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Financial Planning

Three behavioural factors that can affect retirement spending

21 November 2021 by D3s1gnBuG@GCR2020

Retirees work hard to build up their nest egg but many are hesitant to spend it when the time comes. Here are three behavioural factors that affect retirement spending and how you can overcome them to ensure you make the most of your later years.

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New FAR regime and CSLR changes before Parliament

18 November 2021 by D3s1gnBuG@GCR2020

The Morrison government has introduced legislation into Parliament to establish the Financial Accountability Regime (FAR) and the Compensation Scheme of Last Resort (CSLR). 

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Planning your financial legacy

15 November 2021 by D3s1gnBuG@GCR2020

Beyond accumulating wealth over time, planning your financial legacy is one of the most important aspects of estate planning. With the greatest family wealth transfer set to occur in the next 20 to 30 years, here are a few things investors should consider when planning.

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ASIC releases new guidance on crypto investment products

12 November 2021 by D3s1gnBuG@GCR2020

ASIC has released new regulatory guidance for product issuers and market operators on how they can meet their regulatory obligations in relation to crypto-asset exchange traded products (ETPs) and other investment products.

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State and Federal COVID-19 support

30 October 2021 by D3s1gnBuG@GCR2020

 

The following links are to the latest state and federal government plans, schemes, programs, and initiatives to help businesses and individuals manage the impact of yet more COVID-19 restrictions.

 

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The right way to rebalance your investment portfolio

30 October 2021 by D3s1gnBuG@GCR2020

Vanguard research has found that for portfolios supporting long term goals, the exact time and threshold limits you decide upon are less important than the discipline of adhering to a consistent approach.

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SMSFs can face situational traps affecting related-party transactions with former spouse

27 October 2021 by D3s1gnBuG@GCR2020

SMSFs will need to take a more cautious approach when managing related-party transactions especially around a former spouse, as several traps may arise due to situational changes when considering the application of super laws, according to a law firm.

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Greenhouse gas emission by country since 1880

24 October 2021 by D3s1gnBuG@GCR2020

The total sum of CO2 emissions since 1880 (in tons).  Food for thought, that's for sure.

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Do your investment goals stack up?

21 October 2021 by D3s1gnBuG@GCR2020

There’s an old saying, to only focus on the things in life that you can control.

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Low interest rates require a strategic rethink

21 October 2021 by D3s1gnBuG@GCR2020

In an era of lower-for-longer interest rates and investment returns, retirees in particular should be thinking beyond just income generation to fund their lifestyle spending.

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